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How badly have health insurance premiums risen since 2000?

  • snitzoid
  • Oct 24, 2025
  • 2 min read

Not bad. Only 400%.


BTW, it's laudable that Voldemort is trying to lower drug prices. In case you're unaware (obviously) only about 9-10% of health costs in the US come from retail drug prescriptions (15-18% if you include hospital and physician administered drugs).


So his efforts won't move the dial much.


Employer-provided healthcare premiums rose to an average of $27,000 this year

Sherwood News

Oct 24, 2025


Premiums for employer-provided health insurance plans reached nearly $27,000 this year, and are expected to rise even more in 2026 as the cost of healthcare in America continues to tick up.


Family premiums for these plans, the costs of which are shared between the employer and the employee, grew 6% to $26,993 in 2025, according to KFF’s annual survey of more than 1,800 employers, released Wednesday. That compares with 7% increases in each of the previous two years — and it’s more than double the overall inflation rate.



Remarkably, costs might rise even more in 2026 than they did this year, with a separate survey from Mercer finding that employers expect premiums to climb by as much as 9% in 2026, as providers pass on the higher costs of brand-name prescription drugs, rising hospital expenses, and the impact of tariffs.


Employers told KFF that one of the drivers of rising premiums is coverage of weight-loss and diabetes drugs made by Eli Lilly and Novo Nordisk. Despite being expensive and popular, employers generally increased coverage for them from 2024 to 2025, with larger companies more likely to cover them, the survey found.


The news comes as President Trump continues to heap pressure on drugmakers to lower prices for Americans, with tariffs looming as the administration’s remedy of choice.

 
 
 

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